If you ask most people, “What’s the greatest city in the United States today?” the answer, undoubtedly, will be “New York.” “The Big Apple,” as this city is fondly referred to, is one of the most incredible cities not only in the US but also in the world. This city seems to run on nonstop energy. It buzzes with excitement from morning to night up into the wee hours of the morning again, blasting with art, culture, entertainment and just the buzz of people who are passionate about being where they are and who they are in one of the greatest places on earth. Continue reading
For many homeowners, the process of buying a home involves many emotional trade-offs. The desire for a beautiful new house with all the latest design features (spa, jaccuzzi, master bedroom with picture window and a fabulous view) may have to be weighed against the need for a home in a safe neighbourhood in a good school district. The reality may be that it’s more important to have a home in a great neighbourhood than to have a house with beautiful designer features. And so, the trade-off is made.
The great news, however, is that while a good school district is a non-negotiable asset, a less than a perfect home is actually something that can be changed and improved. Today many people are getting home equity loans from their house’s value, and this can be a smart way to pay for a home renovation. If the loan is acquired at a low-interest rate and the renovation is done on a smart budget, this can be a smart financial move. A good renovation can really add to the value of a house, so putting money back into a home is a win-win move on many levels. Continue reading